[{"content":"A qualified valuer\u0026rsquo;s signed market valuation for your SMSF property — fixed price, fast, audit-ready (SIS Reg 8.02B).\nDesktop from $299 On-site, full inspection, from $690. Both independent, signed, and prepared for the fund's annual return.\nValuer-signed Every report names the independent valuer who signed it, in the form auditors ask for.\nAudit-ready Prepared to be ATO-acceptable under SIS Reg 8.02B, so your auditor can rely on it without a second round.\nOrder a valuation\nWhat you get # An independent, signed valuation report; fixed price; fast turnaround; prepared for SMSF annual-reporting requirements. General information, not financial or SMSF advice.\nReady to order? # Tick what you have ready so your SMSF valuation can be prepared without back-and-forth.\nThe property address and title/lot details. Confirm the property is held inside your SMSF. When your fund's annual return and audit are due. Any supporting evidence (lease, prior valuation, recent comparable sales) — see the photo guidelines. Decide whether you want a free annual re-valuation reminder (see below). Tick what applies to see how ready you are to order.\nWant a free annual re-valuation reminder? Opt in by email — no cost, no commitment.\nAccountant or administrator managing many funds? The bulk workflow lives at SMSF Valuation Ready and the partner portal.\nCompare valuation packages # Both packages are independent, signed by a qualified valuer, and prepared to be audit-ready for the fund\u0026rsquo;s annual return (SIS Reg 8.02B).\nDesktop — from $299 On-site — from $690 How the valuer works Records, imagery, comparable sales and anything you provide (lease, prior valuation) Everything in desktop plus a physical internal/external inspection Best SMSF fit Standard residential property; the routine annual market-value update Recent renovations or damage; unusual property; related-party dealings; a prior auditor query Auditor fit Objective, supportable evidence for typical holdings The strongest evidence where condition or scrutiny drives the value Turnaround Fastest A little longer (site visit) When on-site is worth it for a fund: the property was renovated or damaged since the last external valuation; the fund is starting a pension; a related-party transaction (in-specie contribution, transfer, lease) is on the table; property is a large share of fund assets; or your auditor pushed back last year.\nFree with either package: the annual re-valuation reminder (opt in above), so the fund never misses its cycle. Ultra-high-value or commercial holdings can be escalated to a senior independent firm — ask when you order.\nWe provide valuations, not advice about your fund.\nOrder # Your request could not be saved. Please try again. Thanks \u0026mdash; we\u0026rsquo;ve received your request. We\u0026rsquo;ll email you shortly with the next steps and a personalised quote. If it doesn\u0026rsquo;t arrive within a business day, please check your spam folder. First name Last name Email address Email will be the main communication channel Phone Property address Australian address \u0026mdash; the property being valued. Who is the valuation for? Individual Trust / partnership SMSF Company Which kind of valuation do you need? Desktop \u0026mdash; no inspection On-site \u0026mdash; a valuer inspects the property Specialist \u0026mdash; complex or unusual property Not sure \u0026mdash; please recommend one If you\u0026rsquo;re unsure, pick the last option \u0026mdash; we\u0026rsquo;ll recommend one in your quote. No payment is taken \u0026mdash; we reply with a fixed quote for your property. By submitting you agree to be contacted about your request.\nWe use your details to prepare your quote, and to arrange and deliver your valuation. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold. We keep property information after your personal details are removed, to improve our valuation reference data. We do not sell your personal information. Your details are handled by our email provider, Brevo, which stores data in the EU. See our Privacy Policy.\nRequest my valuation We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.\nWhat happens next Tell us the property and when the fund's return is due. No payment is taken. We confirm the scope and a fixed price before anything proceeds. A valuer licensed in the property's state prepares and signs the report for the fund's financial year. What you receive A signed, dated valuation report naming the valuer. The comparable evidence and method behind the figure, in the form auditors ask for. An annual reminder if you want one, so next year is not a scramble. No payment is taken at this step. Your fixed price is confirmed before you proceed, and every report names the valuer who signed it.\nCommon questions # Why does my SMSF need a property valuation? Each year an SMSF must report property at market value for the fund's financial statements and audit (SIS Reg 8.02B). An independent signed valuation supports that. Is this financial or SMSF advice? No — we provide an independent valuation, not advice about your fund. General information only. How fast and how much? Fixed price: desktop from $299 and on-site (full inspection) from $690. Every report names the valuer who signed it. We confirm turnaround with your price. Can you remind me each year? Yes — opt in via the free email reminder above and we'll nudge you before the fund's next valuation is due. Funds report assets at market value each year; auditors typically expect fresh external evidence around every three years or when the market or asset changes. Is the valuer independent? Yes — reports are signed by a qualified, independent valuer and prepared to be audit-ready. How often must SMSF property be valued? Fund assets must be reported at market value every financial year (SIS Regulation 8.02B). Auditors typically also expect fresh external evidence periodically — commonly around every 3 years, or sooner after significant market movement or changes to the property. Confirm expectations with your fund's auditor. Can trustees value the property themselves? ATO guidance allows trustee valuations based on objective and supportable data, but auditors frequently treat property as material and can lodge a contravention report where evidence is weak. An independent, signed valuation is the cleanest way to satisfy the audit — especially when property is a large share of fund assets. What evidence will my SMSF auditor accept for property? Auditors look for objective and supportable evidence: comparable sales, a clear methodology and independence from the trustees. A signed valuation by a qualified valuer packages all three; a bare number or an informal opinion usually doesn't survive scrutiny where property is material. Do we need a fresh valuation when the fund starts a pension? Retirement-phase balances and caps rely on the market value of fund assets, so a fresh, supportable valuation at pension commencement is commonly expected. Confirm the timing with your accountant or administrator — we provide the valuation, not advice about your fund. What about related-party or in-specie transactions? Transactions between the fund and related parties — in-specie contributions, transfers, leases of business premises — are generally required to happen at market value, and they attract extra auditor attention. Independent, dated evidence at the transaction date is the cleanest protection. Is commercial or business real property treated differently? The annual market-value requirement (SIS Reg 8.02B) applies the same way. Commercial holdings — especially premises leased to a related business — typically face closer scrutiny on both value and lease terms, which is where an inspected, on-site valuation earns its keep. Confirm specifics with your adviser. Can the fund pay for the valuation? Valuation fees for fund assets are typically a fund administration expense — your accountant or administrator will confirm the treatment for your fund. General information, not advice. What happens if the auditor isn\u0026#39;t satisfied with our value? The auditor can qualify the audit report and may lodge an Auditor Contravention Report (ACR) with the ATO — outcomes trustees want to avoid. Strong, current, independent evidence is the prevention. Can my SMSF buy a property from me or a relative? The rules are strict: funds generally cannot acquire residential property from a related party, while business real property (premises used wholly in a business) can be acquired — but only at market value with proper evidence. This is exactly where independent, dated valuation evidence matters most. The acquisition rules are advice territory: confirm with your SMSF adviser before transacting. Does a property under an SMSF loan (LRBA) need valuing too? Yes — the annual market-value requirement applies regardless of borrowing, and limited recourse borrowing arrangements often add their own valuation moments: lender requirements, refinancing, and related-party loan-term reviews. Keep the fund's evidence file current. Do we need a valuation when winding up the fund or when a member leaves? Commonly, yes — benefits are crystallised and rolled over or paid out at market value, so a fresh, supportable valuation of fund property protects both the departing and remaining members. Confirm the process with your administrator. Is the insurance value the same as market value? No — insurance typically covers rebuild/replacement cost, which can sit well above or below market value. Auditors need market value under SIS Reg 8.02B; an insurance figure is not a substitute. General information only — not financial, SMSF or tax advice. Any indicative appraisal is automated and not a certified valuation; the signed valuation is provided separately.\n","date":"5 September 2026","externalUrl":null,"permalink":"/","section":"SMSF Property Valuation - Independent \u0026 Audit-Ready","summary":"A qualified valuer’s signed market valuation for your SMSF property — fixed price, fast, audit-ready (SIS Reg 8.02B).\nDesktop from $299 On-site, full inspection, from $690. Both independent, signed, and prepared for the fund's annual return.\nValuer-signed Every report names the independent valuer who signed it, in the form auditors ask for.\nAudit-ready Prepared to be ATO-acceptable under SIS Reg 8.02B, so your auditor can rely on it without a second round.\n","title":"SMSF Property Valuation - Independent \u0026 Audit-Ready","type":"page"},{"content":"smsfpropertyvaluer.com.au is where an SMSF trustee or their accountant orders an independent, signed valuation of the fund\u0026rsquo;s property for the annual return and audit. Residential, commercial, related-party, LRBA and pension-phase situations each have their own page because auditors ask different questions of each.\nWho runs it # This site is operated by Valuation Ready (ABN 65 397 914 685), an Australian property-valuation service that also operates valuationready.com.au and the sister sites named in the footer of every page. One operator, several doors: each site is written for one audience and one question, and all of them lead to the same service.\nHow a valuation is produced # Valuation Ready is building a national panel of independent qualified valuers so that a signed valuation can be arranged for a property in any state or territory through a valuer licensed there. Each report is prepared and signed by the valuer, who is responsible for the opinion of value. The valuer\u0026rsquo;s fee is for preparing the report and is not tied to the figure reached, so there is no incentive to arrive at a higher or lower number.\nIndependence and standards # A signed valuation gives you a documented market-value figure with an evidence trail: the comparable sales, the method, and the valuer\u0026rsquo;s signature and date. Reports are prepared to an ATO-acceptable standard for market-value evidence. There is no such thing as an \u0026ldquo;ATO-approved\u0026rdquo; valuation, and you will not read that phrase here. For an SMSF the point of independence is the audit: the report comes from someone with no stake in the figure, and every report names the valuer who signed it.\nWhat we do not do # This site provides general information and service intake. It is not tax, legal or financial advice. Ask a registered tax professional or licensed adviser how a valuation applies to your circumstances. We provide the valuation, not advice about your fund, and we do not act as auditor.\nTalk to us # Questions before you order, and anything after, go through the contact page.\n","date":"5 September 2026","externalUrl":null,"permalink":"/about/","section":"SMSF Property Valuation - Independent \u0026 Audit-Ready","summary":"smsfpropertyvaluer.com.au is where an SMSF trustee or their accountant orders an independent, signed valuation of the fund’s property for the annual return and audit. Residential, commercial, related-party, LRBA and pension-phase situations each have their own page because auditors ask different questions of each.\nWho runs it # This site is operated by Valuation Ready (ABN 65 397 914 685), an Australian property-valuation service that also operates valuationready.com.au and the sister sites named in the footer of every page. One operator, several doors: each site is written for one audience and one question, and all of them lead to the same service.\n","title":"About SMSF Property Valuer","type":"page"},{"content":"Use one form and we will route it to the right person. You only need to tell us once.\nI am contacting about Select one Individual property owner valuation CGT, tax, land tax or SMSF valuation question Real estate agency partner enquiry Tax agent / accountancy partner enquiry Partner portal or bulk upload access Property valuer job opportunity Privacy or general support Name Email Phone Business / organisation Property address or coverage area Preferred next step Email me Call me Send partner pricing details Send bulk upload instructions Send job opportunity details Message I agree to be contacted about this enquiry. I understand Valuation Ready provides service intake and general information, not tax, legal or financial advice. Send enquiry Where your enquiry goes SMSF trustees: order, scope and pricing. Accountants and SMSF administrators: partner workflow and bulk requests. Existing orders: changes, timing and report questions. Privacy and support: data requests and general follow-up. Prefer to email or call? Write to enquiries@valuationready.com.au or call 0411 547 901. We reply by email.\nWho you are contacting # This site is operated by Valuation Ready (ABN 65 397 914 685), an Australian property-valuation service that also operates valuationready.com.au and the sister sites named in the footer of every page. One operator, several doors: each site is written for one audience and one question, and all of them lead to the same service.\nImportant # This site provides general information and service intake. It is not tax, legal or financial advice. Ask a registered tax professional or licensed adviser how a valuation applies to your circumstances.\n","date":"5 September 2026","externalUrl":null,"permalink":"/contact/","section":"SMSF Property Valuation - Independent \u0026 Audit-Ready","summary":"Use one form and we will route it to the right person. You only need to tell us once.\nI am contacting about Select one Individual property owner valuation CGT, tax, land tax or SMSF valuation question Real estate agency partner enquiry Tax agent / accountancy partner enquiry Partner portal or bulk upload access Property valuer job opportunity Privacy or general support Name Email Phone Business / organisation Property address or coverage area Preferred next step Email me Call me Send partner pricing details Send bulk upload instructions Send job opportunity details Message I agree to be contacted about this enquiry. I understand Valuation Ready provides service intake and general information, not tax, legal or financial advice. Send enquiry Where your enquiry goes SMSF trustees: order, scope and pricing. Accountants and SMSF administrators: partner workflow and bulk requests. Existing orders: changes, timing and report questions. Privacy and support: data requests and general follow-up. Prefer to email or call? Write to enquiries@valuationready.com.au or call 0411 547 901. We reply by email.\n","title":"Contact SMSF Property Valuer","type":"page"},{"content":"Moving your SMSF into retirement (pension) phase turns the market value of the fund\u0026rsquo;s property from background bookkeeping into a number that drives real calculations. When a member starts a retirement-phase income stream, the value of the fund\u0026rsquo;s assets sets the opening pension balance — and that flows into the transfer balance account and the minimum pension each year. This page explains why a supportable valuation is commonly expected at pension commencement, and every year while the pension runs.\nAs always, the fund\u0026rsquo;s underlying duty is the annual one: property must be reported at market value each financial year for the accounts and audit under SIS Regulation 8.02B. (The 1 July 2027 capital gains tax change applies to individuals, not to SMSFs.)\nOrder a valuation\nWhy the market value matters at pension commencement # Starting a retirement-phase income stream is exactly one of the events ATO guidance flags as calling for a supportable valuation, because several numbers depend on it:\nThe opening pension balance. A pension starts at the value of the assets supporting it — so property has to carry a current, defensible market value on the commencement date. The transfer balance account. Starting a retirement-phase pension credits the member\u0026rsquo;s transfer balance account, which is measured against the transfer balance cap — so the value has to be right. Exempt current pension income. The proportion of the fund\u0026rsquo;s income that is exempt in pension phase leans on asset values, which makes a supportable figure important from day one. Why each year in pension phase needs one too # The pension doesn\u0026rsquo;t set-and-forget. Each 1 July, the minimum pension a member must draw is a percentage of the account balance — and that balance depends on the market value of the fund\u0026rsquo;s assets, including property. So a current, supportable valuation feeds the minimum-pension recalculation each year, on top of the ordinary annual market-value report for the audit. See what makes that value ready for accounts and audit and an independent guide to how often SMSF property must be valued.\nAn independent valuation is the cleanest evidence # Because pension phase is one of the cases where scrutiny is higher, an independent, signed valuation is the strongest single piece of evidence for the commencement value. Trustees can value fund assets using objective, supportable data, so it isn\u0026rsquo;t the only accepted method — but where a pension turns on the number, the independent, audit-ready report is the cleanest way to support it. Confirm the exact timing and calculations with your fund\u0026rsquo;s accountant or administrator, who handle the pension mechanics; we provide the valuation.\nWhen to order for a pension # At pension commencement — the opening value for the income stream and the transfer balance account. Each 1 July while the pension runs — for the minimum-pension recalculation and the annual audit. On a partial commutation, a new pension, or a member event that resets balances. Cost and scope # Because a commencement value is measured against the transfer balance cap, an on-site valuation (from $690) is the sounder choice when a pension turns on the figure. A desktop assessment (from $299) involves no inspection, so it cannot speak to the property\u0026rsquo;s condition. Indicative; we confirm a fixed price once we see the property. See the cost breakdown and how to order.\nOrder # Your request could not be saved. Please try again. Thanks \u0026mdash; we\u0026rsquo;ve received your request. We\u0026rsquo;ll email you shortly with the next steps and a personalised quote. If it doesn\u0026rsquo;t arrive within a business day, please check your spam folder. First name Last name Email address Email will be the main communication channel Phone Property address Australian address \u0026mdash; the property being valued. Who is the valuation for? Individual Trust / partnership SMSF Company Which kind of valuation do you need? Desktop \u0026mdash; no inspection On-site \u0026mdash; a valuer inspects the property Specialist \u0026mdash; complex or unusual property Not sure \u0026mdash; please recommend one If you\u0026rsquo;re unsure, pick the last option \u0026mdash; we\u0026rsquo;ll recommend one in your quote. No payment is taken \u0026mdash; we reply with a fixed quote for your property. By submitting you agree to be contacted about your request.\nWe use your details to prepare your quote, and to arrange and deliver your valuation. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold. We keep property information after your personal details are removed, to improve our valuation reference data. We do not sell your personal information. Your details are handled by our email provider, Brevo, which stores data in the EU. See our Privacy Policy.\nRequest my valuation We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.\nRelated services # Want the full picture of the annual obligation and readiness before you order? See an independent guide to SMSF valuation readiness and SIS 8.02B. Accountant or administrator commencing pensions across many funds? A dedicated bulk SMSF valuation service supports that workflow. Common questions # Do I need a property valuation to start an SMSF pension? A retirement-phase pension starts at the market value of the assets supporting it, and pension commencement is one of the events for which a supportable valuation is commonly expected. A current, independent valuation is the cleanest evidence for the opening value. Why does pension phase need a market value? Several numbers lean on it: the opening pension balance, the transfer balance account measured against the cap, and the exempt current pension income proportion. Property has to carry a current, defensible value for those calculations to be right. Does SMSF property need revaluing every year in pension phase? Yes — the minimum pension each 1 July is a percentage of the account balance, which depends on asset market values, and the annual audit still needs a market value under SIS Reg 8.02B. A current valuation feeds both. Is a trustee estimate enough for a pension valuation? Trustees can value using objective, supportable data, so it is one accepted method — but because a pension turns on the number, an independent, signed valuation is the strongest evidence. Confirm the calculations with your accountant. How much does a valuation for a pension cost? On-site (full inspection) from $690 is the one to order at commencement, because that figure credits the transfer balance account and is measured against the cap. Desktop from $299 stays available for the annual recalculation, but it involves no inspection, so it cannot speak to condition. We confirm a fixed price once we see the property. Is this financial or SMSF advice? No — we provide an independent valuation, not advice about your pension or fund. Confirm pension timing, caps and calculations with your fund's accountant or administrator. General information only — not financial, SMSF or tax advice. Confirm pension timing, transfer-balance and minimum-pension calculations with your fund\u0026rsquo;s accountant or administrator. Any indicative appraisal is automated and not a certified valuation; the signed valuation is provided separately.\n","date":"29 August 2026","externalUrl":null,"permalink":"/smsf-property-valuation-for-pension-phase/","section":"SMSF Property Valuation - Independent \u0026 Audit-Ready","summary":"Moving your SMSF into retirement (pension) phase turns the market value of the fund’s property from background bookkeeping into a number that drives real calculations. When a member starts a retirement-phase income stream, the value of the fund’s assets sets the opening pension balance — and that flows into the transfer balance account and the minimum pension each year. This page explains why a supportable valuation is commonly expected at pension commencement, and every year while the pension runs.\n","title":"SMSF Property Valuation for Pension Phase","type":"page"},{"content":"When property changes hands between your SMSF and a related party — an in-specie contribution into the fund, a transfer out to a member, or a lease to a related business — the transaction is generally required to happen at arm\u0026rsquo;s-length market value. This is the situation where the quality of the valuation evidence matters most, because the fund and the other party aren\u0026rsquo;t independent of each other, so an objective, dated figure is what stands between the dealing and an auditor\u0026rsquo;s concern. This page explains why, and when you need a valuation.\nUnderneath any dealing, the annual duty still applies: property is reported at market value each financial year for the accounts and audit under SIS Regulation 8.02B. (The 1 July 2027 capital gains tax change applies to individuals, not to SMSFs.)\nOrder a valuation\nWhy arm\u0026rsquo;s-length evidence matters most here # Dealings between an SMSF and a related party attract extra scrutiny precisely because the two sides share an interest. The rules generally require the transaction to occur at market value, and auditors examine related-party dealings closely. A signed independent valuation, dated at the transaction date, is the strongest single piece of evidence that the dealing was genuinely at market value. Trustees can value using objective, supportable data, so it isn\u0026rsquo;t the only accepted method — but for a related-party dealing, independent, audit-ready evidence is the cleanest protection for everyone involved.\nIn-specie transfers: contributions and transfers in or out # An in-specie transfer moves the property itself rather than cash:\nIn-specie contribution into the fund — for example, contributing business real property. It counts at market value, which affects contribution caps, so the value has to be defensible and dated on the transfer date. Transfer out to a member — a benefit paid in-specie, or an asset moved out of the fund, is done at market value so both departing and remaining members are protected. The transfer date is the valuation date. Because caps and balances turn on the figure, dated evidence at the moment of the dealing is what auditors look for. What the fund can and can\u0026rsquo;t acquire # The acquisition rules are strict and are advice territory, so confirm with your SMSF adviser before transacting. In general terms, a fund cannot acquire residential property from a related party, while business real property used wholly in a business can be acquired — but only at market value with proper evidence. This is exactly where independent, dated valuation evidence earns its place. If the property is commercial or business premises, see SMSF commercial property valuation.\nWhen you need a related-party valuation # An in-specie contribution of property into the fund. An in-specie transfer or benefit payment out to a member. Acquiring business real property from a related party. A lease or rent review with a related tenant. A member exit or fund wind-up that crystallises balances at market value. Because condition and scrutiny both drive the value in these cases, an on-site valuation often gives the strongest evidence — see the cost breakdown, how to order, and what makes a report ready for accounts and audit.\nCost and scope # Related-party dealings call for an on-site valuation (from $690) for the strongest, most defensible evidence, because the figure is tested by your auditor and can be tested by the ATO. A desktop assessment (from $299) includes no inspection, so it is weaker evidence for a related-party dealing. Indicative; we confirm a fixed price once we see the property.\nOrder # Your request could not be saved. Please try again. Thanks \u0026mdash; we\u0026rsquo;ve received your request. We\u0026rsquo;ll email you shortly with the next steps and a personalised quote. If it doesn\u0026rsquo;t arrive within a business day, please check your spam folder. First name Last name Email address Email will be the main communication channel Phone Property address Australian address \u0026mdash; the property being valued. Who is the valuation for? Individual Trust / partnership SMSF Company Which kind of valuation do you need? Desktop \u0026mdash; no inspection On-site \u0026mdash; a valuer inspects the property Specialist \u0026mdash; complex or unusual property Not sure \u0026mdash; please recommend one If you\u0026rsquo;re unsure, pick the last option \u0026mdash; we\u0026rsquo;ll recommend one in your quote. No payment is taken \u0026mdash; we reply with a fixed quote for your property. By submitting you agree to be contacted about your request.\nWe use your details to prepare your quote, and to arrange and deliver your valuation. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold. We keep property information after your personal details are removed, to improve our valuation reference data. We do not sell your personal information. Your details are handled by our email provider, Brevo, which stores data in the EU. See our Privacy Policy.\nRequest my valuation We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.\nRelated services # Want the background on the market-value obligation and auditor expectations? See an independent guide to SMSF valuation readiness and SIS 8.02B. Accountant or administrator handling related-party dealings across many funds? A dedicated bulk SMSF valuation service supports that workflow. Common questions # What is a related-party property valuation for an SMSF? An independent market valuation used when property is dealt between your fund and a related party — an in-specie contribution, a transfer out to a member, an acquisition of business premises, or a related-party lease. It evidences that the dealing was at arm's-length market value. Why does a related-party dealing need such strong evidence? Because the fund and the other party aren't independent, the rules generally require market value and auditors scrutinise the dealing closely. An independent valuation dated at the transaction date is the cleanest way to show it was genuinely at market value. What is an in-specie transfer, and when is it valued? An in-specie transfer moves the property itself rather than cash — into the fund as a contribution, or out to a member. It's done at market value on the transfer date, so dated valuation evidence at that moment is what auditors look for. Can my SMSF buy property from me or a relative? A fund generally cannot acquire residential property from a related party; business real property used wholly in a business can be acquired, but only at market value with proper evidence. The acquisition rules are advice territory — confirm with your SMSF adviser before transacting. How much does a related-party SMSF valuation cost? On-site from $690, with a full inspection — a related-party dealing is tested by your auditor and can be tested by the ATO, so that is the scope we recommend. Desktop from $299 is available, but with no inspection it is weaker evidence here. We confirm a fixed price once we see the property. Is this financial or SMSF advice? No — we provide an independent valuation, not advice about the dealing or your fund. Confirm the transaction rules, caps and timing with your fund's accountant, auditor or SMSF adviser. General information only — not financial, SMSF or tax advice. Confirm the acquisition rules, contribution caps and timing with your fund\u0026rsquo;s accountant, approved SMSF auditor or SMSF adviser before transacting. Any indicative appraisal is automated and not a certified valuation; the signed valuation is provided separately.\n","date":"29 August 2026","externalUrl":null,"permalink":"/smsf-related-party-property-valuation/","section":"SMSF Property Valuation - Independent \u0026 Audit-Ready","summary":"When property changes hands between your SMSF and a related party — an in-specie contribution into the fund, a transfer out to a member, or a lease to a related business — the transaction is generally required to happen at arm’s-length market value. This is the situation where the quality of the valuation evidence matters most, because the fund and the other party aren’t independent of each other, so an objective, dated figure is what stands between the dealing and an auditor’s concern. This page explains why, and when you need a valuation.\n","title":"SMSF Related-Party Property Valuation","type":"page"},{"content":"SMSF Property Valuer (ABN 65 397 914 685) operates this website and is responsible for the personal information collected through it.\nThis website provides property-valuation services. This policy explains how we handle personal information in line with the Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).\nWhat we collect # When you submit an enquiry, we collect the details you provide — typically your name, email, phone number, the property address, and how the property is held. We may also collect basic usage data (such as analytics) when you browse the site.\nWhy we collect it # To respond to your valuation enquiry, provide the service you request, and contact you about it. We rely on the consent you give when you submit the form.\nIf you engage us, we also collect and keep information for these additional purposes:\nTo create and keep a property evidence record. Australia\u0026rsquo;s capital gains tax rules make 30 June 2027 a reference date for property held across it. Where you engage us for this service, we create a record of the documents and photographs you or your valuer supply about the property, as at that date — which may include leases, rental statements, property manager inspection reports, renovation invoices and contracts, council and development approvals, floor plans, and the contract of purchase. To keep a record for each year you engage us. A self-managed super fund must value its property for the fund\u0026rsquo;s financials each year (SIS reg 8.02B), so where you engage us annually we keep the record for each year alongside the others for that property. To keep those records available long-term, so that you, your accountant, your auditor, or a valuer you appoint can rely on them when the property is eventually sold. That may be many years after the valuation itself. To disclose a record to the valuer. When you engage us for a valuation, we provide the record directly to the valuer carrying it out — that is how the valuation is produced. We also disclose it later, at your request or your accountant\u0026rsquo;s or auditor\u0026rsquo;s, to a valuer you appoint. To improve our valuation reference data. After your personal details are removed, we keep information about the property itself (such as the normalised address, its attributes and its recorded condition) to improve the quality of our valuation work. To transfer records to a successor if our business or the relevant part of it is sold, so that the records remain available to you. We do not sell your personal information.\nWhere we rely on consent, you can withdraw it — see Your rights. Withdrawing consent does not require us to destroy a record we are keeping for a purpose you engaged us for, but you may ask us to delete it and we will tell you what we can and cannot do.\nInformation about other people # The documents you give us for an evidence record may contain other people\u0026rsquo;s personal information — most commonly a tenant\u0026rsquo;s, in a lease, a rental ledger, or a property manager\u0026rsquo;s inspection report.\nPlease give us only what is needed for the valuation, and remove or redact a tenant\u0026rsquo;s personal details where you reasonably can. Where you cannot, we handle that information under this policy and use it only for the valuation and evidence purposes described above. If a tenant asks us what we hold about them, we will tell them.\nWe do not publish photographs showing a tenant\u0026rsquo;s possessions without the tenant\u0026rsquo;s written consent.\nDisclosure # We disclose your information to service providers who help us deliver the service (for example hosting, email, and CRM providers). We do not sell your personal information.\nOverseas disclosure # Some of our service providers store or process data outside Australia. Our current form and email provider (Brevo) stores contact data on servers in the European Union, and analytics providers may process data overseas. Email you send to our published addresses is routed through a third-party mail forwarding service (ImprovMX) before it reaches our mailbox, and our mailbox provider may also store or process it outside Australia. That applies to anything you send us by email, including documents and photographs attached to it. We take reasonable steps to ensure overseas recipients handle your information consistently with the APPs (APP 8). Our enquiry form suggests Australian addresses using Google Places. On a page carrying that form, nothing is sent to Google until the first time you click into the address field \u0026ndash; if you never use the form, Google is never contacted. From that moment Google receives your network (IP) address, which page you are on, and your browser details; and as you type, the text is sent so it can offer matches. Google may process all of this outside Australia. Declining analytics cookies does not affect this: the cookie banner controls Google Analytics and Microsoft Clarity, not this address feature.\nStorage and security # We take reasonable steps to protect your information from misuse, loss, and unauthorised access.\nHow long we keep it # Different records are kept for different periods, because they serve different purposes.\nRecord How long Enquiries that do not become a job Up to 24 months from your last contact with us, then deleted Valuation reports and the file supporting them 7 years, consistent with professional and tax record-keeping expectations A property evidence record Until 5 years after you tell us the property has been sold, or 31 December 2050, whichever comes first De-identified property information Indefinitely, once your personal details have been removed Billing and tax records 5 years, as required by tax law Your rights # You may request access to or correction of your personal information, withdraw your consent, or make a privacy complaint. Contact us at privacy@smsfpropertyvaluer.com.au. You may also complain to the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au.\nCookies and analytics # We may use cookies and analytics to understand how the site is used. You can control cookies through your browser settings.\nContact # Privacy enquiries: privacy@smsfpropertyvaluer.com.au.\n","date":"26 August 2026","externalUrl":null,"permalink":"/privacy/","section":"SMSF Property Valuation - Independent \u0026 Audit-Ready","summary":"SMSF Property Valuer (ABN 65 397 914 685) operates this website and is responsible for the personal information collected through it.\nThis website provides property-valuation services. This policy explains how we handle personal information in line with the Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).\nWhat we collect # When you submit an enquiry, we collect the details you provide — typically your name, email, phone number, the property address, and how the property is held. We may also collect basic usage data (such as analytics) when you browse the site.\n","title":"Privacy Policy","type":"page"},{"content":"When an SMSF buys property with borrowed money, it does so through a Limited Recourse Borrowing Arrangement (LRBA) — the property is held in a separate holding (bare) trust until the loan is repaid. That structure creates two audiences for a defensible market value: the lender, who sizes and reviews the loan against the property, and the fund\u0026rsquo;s annual audit, which needs the property reported at market value every year. This page explains why a borrowed-into property still needs a supportable valuation, and when.\nThe annual obligation doesn\u0026rsquo;t change because there\u0026rsquo;s a loan: each financial year an SMSF must report the property at market value for its financial statements and audit under SIS Regulation 8.02B. (The 1 July 2027 capital gains tax change applies to individuals, not to SMSFs.)\nOrder a valuation\nWhy the lender wants a market value # Lenders to SMSFs are conservative. A defensible, independent market value underpins the loan-to-value ratio at purchase and again on any refinance or review. A weak or stale figure can hold up settlement or a re-finance, so getting a supportable valuation early keeps the arrangement moving.\nWhy the annual audit wants one too # Once the loan settles, the property still sits in the fund\u0026rsquo;s accounts and is tested in the annual audit like any other asset. Property is usually material, and where a borrowing is involved the value also feeds the fund\u0026rsquo;s net position and member balances — so auditors expect objective, supportable evidence, not a round number. A signed independent valuation is the strongest single piece of that evidence, though trustees may also value using objective, supportable data. See what makes a report ready for accounts and audit.\nThe single-acquirable-asset context # An LRBA can only be used to acquire a single acquirable asset (or a collection treated as one), and borrowings generally can\u0026rsquo;t be used to improve that asset beyond repair and maintenance. In practice that means the fund\u0026rsquo;s value tracks the one asset closely — which makes a clean, dated valuation at the key moments straightforward and worth keeping current in the fund\u0026rsquo;s evidence file.\nWhen an LRBA property needs valuing # At purchase — the lender\u0026rsquo;s requirement, and the fund\u0026rsquo;s opening value. Every financial year — the market-value report for accounts and audit (SIS Reg 8.02B). On a refinance or loan review — lenders re-test value. If the borrowing is from a related party — the loan terms are expected to reflect arm\u0026rsquo;s-length, supportable value; the terms themselves are advice territory, so confirm with your SMSF adviser. When the loan is repaid and the property transfers out of the holding trust. Cost and scope # A standard residential LRBA property doing its annual update usually suits a desktop assessment (from $299); an on-site valuation (from $690) gives stronger evidence where condition, a related-party element or a lender or auditor query is in play. No GST is charged; indicative, and we confirm a fixed price once we see the property. See the full cost breakdown and how to order. If the LRBA property is commercial, see SMSF commercial property valuation.\nOrder # Your request could not be saved. Please try again. Thanks \u0026mdash; we\u0026rsquo;ve received your request. We\u0026rsquo;ll email you shortly with the next steps and a personalised quote. If it doesn\u0026rsquo;t arrive within a business day, please check your spam folder. First name Last name Email address Email will be the main communication channel Phone Property address Australian address \u0026mdash; the property being valued. Who is the valuation for? Individual Trust / partnership SMSF Company Which kind of valuation do you need? Desktop \u0026mdash; no inspection On-site \u0026mdash; a valuer inspects the property Specialist \u0026mdash; complex or unusual property Not sure \u0026mdash; please recommend one If you\u0026rsquo;re unsure, pick the last option \u0026mdash; we\u0026rsquo;ll recommend one in your quote. No payment is taken \u0026mdash; we reply with a fixed quote for your property. By submitting you agree to be contacted about your request.\nWe use your details to prepare your quote, and to arrange and deliver your valuation. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold. We keep property information after your personal details are removed, to improve our valuation reference data. We do not sell your personal information. Your details are handled by our email provider, Brevo, which stores data in the EU. See our Privacy Policy.\nRequest my valuation We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.\nRelated services # New to how borrowing interacts with the annual valuation obligation? See an independent guide to SMSF valuation readiness and how often to value. Accountant or administrator handling LRBA funds in bulk? A dedicated bulk SMSF valuation service supports that workflow. Common questions # Does a property bought with an SMSF loan need a valuation? Yes. The annual market-value requirement (SIS Reg 8.02B) applies regardless of borrowing, and an LRBA adds its own valuation moments — the lender at purchase and on refinance, plus any related-party loan-term review. Keep the fund's evidence current. Why do both the lender and the auditor want a valuation? They use it for different things: the lender sizes and reviews the loan against a defensible value, while the auditor tests the value reported in the fund's accounts. An independent, dated valuation serves both cleanly. What is a Limited Recourse Borrowing Arrangement? An LRBA is how an SMSF borrows to buy property: the asset is held in a separate holding (bare) trust and the lender's recourse is limited to that single acquirable asset. The value tracks that one asset, which is why a clean dated valuation matters at each key moment. Do I need a fresh valuation to refinance an LRBA? Lenders generally re-test the market value on a refinance or loan review, so a current, supportable valuation helps the process. Confirm the exact requirement with your lender; we provide the independent valuation evidence. How much does an LRBA property valuation cost? Desktop from $299 and on-site from $690. A standard residential LRBA property often suits desktop; on-site gives stronger evidence where condition or scrutiny drives the value. We confirm a fixed price once we see the property. Is this financial or SMSF advice? No — we provide an independent valuation, not advice about your fund or its borrowing. Confirm loan terms and valuation timing with your lender and your fund's accountant or auditor. General information only — not financial, SMSF or tax advice. Confirm lender requirements, loan terms and valuation timing with your lender and your fund\u0026rsquo;s accountant or approved SMSF auditor. Any indicative appraisal is automated and not a certified valuation; the signed valuation is provided separately.\n","date":"22 August 2026","externalUrl":null,"permalink":"/smsf-property-valuation-for-lrba/","section":"SMSF Property Valuation - Independent \u0026 Audit-Ready","summary":"When an SMSF buys property with borrowed money, it does so through a Limited Recourse Borrowing Arrangement (LRBA) — the property is held in a separate holding (bare) trust until the loan is repaid. That structure creates two audiences for a defensible market value: the lender, who sizes and reviews the loan against the property, and the fund’s annual audit, which needs the property reported at market value every year. This page explains why a borrowed-into property still needs a supportable valuation, and when.\n","title":"SMSF LRBA Property Valuation (Borrowing)","type":"page"},{"content":"Ordering an independent SMSF property valuation should take minutes, not meetings. This page walks through the whole process — what an SMSF property valuer needs from you, how desktop and on-site scopes differ, how long it takes, and the signed report you receive for the fund\u0026rsquo;s accounts and audit.\nFirst, some context. The widely discussed 1 July 2027 change to how capital gains tax is calculated applies to individuals — it does not apply to self-managed super funds (SMSFs). Your fund\u0026rsquo;s obligation is the ongoing one: each financial year an SMSF must report property at market value for the fund\u0026rsquo;s financial statements and annual audit under SIS Regulation 8.02B. Ordering a supportable valuation is how trustees meet that annual requirement cleanly.\nOrder a valuation\n1. Tell us the fund and property details # To prepare your valuation without back-and-forth, have these ready:\nThe property address and title/lot details. Confirmation the property is held inside your SMSF (the fund is on title, or held through a bare trust for a limited recourse borrowing arrangement). When the fund\u0026rsquo;s annual return and audit are due, so the valuation date suits your reporting period. Any supporting evidence you already have — a lease, a prior valuation, or recent comparable sales. More evidence usually means a tighter, better-supported figure — see the photo guidelines. You submit these on the order form below. There\u0026rsquo;s no payment at that step — we confirm the right option and a fixed price first.\n2. Choose your scope — desktop or on-site # The main choice that shapes an SMSF valuation is scope, not brand. Both options are independent, signed by a qualified valuer, and prepared to be audit-ready under SIS Reg 8.02B.\nDesktop — from $299 On-site — from $690 How the valuer works Records, imagery, comparable sales and anything you provide (lease, prior valuation) Everything in desktop plus a physical internal/external inspection Best SMSF fit Standard residential property; the routine annual market-value update Recent renovation or damage; unusual property; related-party dealings; a prior auditor query Evidence strength Objective, supportable evidence for typical holdings The strongest evidence where condition or scrutiny drives the value Turnaround Fastest A little longer (site visit) If you\u0026rsquo;re unsure which fits, order the desktop option and note anything unusual about the property — we\u0026rsquo;ll flag if an on-site inspection would give your auditor stronger evidence. For a fuller cost breakdown, see SMSF property valuation cost.\n3. Turnaround # We confirm the exact turnaround with your fixed price once we see the property details. Desktop assessments are the fastest; on-site valuations take a little longer because they include a site visit. If your audit or annual return has a hard deadline, tell us the date on the form and we\u0026rsquo;ll work to it.\n4. Receive the signed report # You receive a signed valuation report from a qualified, independent valuer — the market value, the valuation date, the comparable evidence and the methodology, packaged so your accountant can drop it into the fund\u0026rsquo;s financial statements and your auditor can rely on it. See what makes a valuation audit-ready for accounts and audit.\nA signed independent valuation is the strongest single piece of evidence, but it is not the only method the ATO accepts — trustees may also value property using objective, supportable data. Where property is a material asset, in pension phase, or involved in a related-party dealing, an independent valuation is what auditors most commonly expect.\nOrder # Your request could not be saved. Please try again. Thanks \u0026mdash; we\u0026rsquo;ve received your request. We\u0026rsquo;ll email you shortly with the next steps and a personalised quote. If it doesn\u0026rsquo;t arrive within a business day, please check your spam folder. First name Last name Email address Email will be the main communication channel Phone Property address Australian address \u0026mdash; the property being valued. Who is the valuation for? Individual Trust / partnership SMSF Company Which kind of valuation do you need? Desktop \u0026mdash; no inspection On-site \u0026mdash; a valuer inspects the property Specialist \u0026mdash; complex or unusual property Not sure \u0026mdash; please recommend one If you\u0026rsquo;re unsure, pick the last option \u0026mdash; we\u0026rsquo;ll recommend one in your quote. No payment is taken \u0026mdash; we reply with a fixed quote for your property. By submitting you agree to be contacted about your request.\nWe use your details to prepare your quote, and to arrange and deliver your valuation. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold. We keep property information after your personal details are removed, to improve our valuation reference data. We do not sell your personal information. Your details are handled by our email provider, Brevo, which stores data in the EU. See our Privacy Policy.\nRequest my valuation We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.\nRelated services # Want to understand the annual obligation and get your fund ready before you order? See an independent guide to SMSF valuation readiness and how often to value. Accountant or administrator ordering for many funds at once? A dedicated bulk SMSF valuation service handles that workflow. Common questions # How do I order an SMSF property valuation? Submit the property address, title details and your fund's audit/return timing on the order form. We reply with the right scope and a fixed price — no payment at that step — then prepare and deliver a signed report. What information does the valuer need? The property address and title/lot details, confirmation the property is held inside your SMSF, when the fund's return and audit are due, and any evidence you have such as a lease, prior valuation or recent comparable sales. Should I choose desktop or on-site? Desktop (from $299) suits a standard residential property doing its routine annual market-value update. On-site (from $690) adds a physical inspection and gives stronger evidence after a renovation, for an unusual property, or where a related-party dealing or an auditor query is in play. How long does an SMSF property valuation take? We confirm turnaround with your fixed price. Desktop is fastest; on-site takes a little longer for the site visit. Tell us your audit deadline and we'll work to it. What do I actually receive? A signed valuation report from a qualified, independent valuer — the market value, valuation date, comparable evidence and methodology — prepared so it slots into the fund's accounts and stands up in the audit. Is the valuer independent of the trustees? Yes. Reports are signed by a qualified valuer who is independent of the fund and its trustees, which is exactly the independence auditors look for. General information only — not financial, SMSF or tax advice. Confirm valuation timing and treatment with your fund\u0026rsquo;s accountant or auditor. Any indicative appraisal is automated and not a certified valuation; the signed valuation is provided separately.\n","date":"16 August 2026","externalUrl":null,"permalink":"/how-to-order-an-smsf-property-valuation/","section":"SMSF Property Valuation - Independent \u0026 Audit-Ready","summary":"Ordering an independent SMSF property valuation should take minutes, not meetings. This page walks through the whole process — what an SMSF property valuer needs from you, how desktop and on-site scopes differ, how long it takes, and the signed report you receive for the fund’s accounts and audit.\nFirst, some context. The widely discussed 1 July 2027 change to how capital gains tax is calculated applies to individuals — it does not apply to self-managed super funds (SMSFs). Your fund’s obligation is the ongoing one: each financial year an SMSF must report property at market value for the fund’s financial statements and annual audit under SIS Regulation 8.02B. Ordering a supportable valuation is how trustees meet that annual requirement cleanly.\n","title":"How to Order an SMSF Property Valuation","type":"page"},{"content":"Commercial property in an SMSF — an office, a shop, a warehouse, or the premises your own business leases from the fund — has to carry a market value in the fund\u0026rsquo;s books every year, just like a residential holding. What\u0026rsquo;s different is how that value is built: commercial value leans on the lease and the income the property produces, not comparable house sales alone. This page explains what makes a commercial or business real property valuation different, why an independent one matters, and when your fund needs one.\nYour fund\u0026rsquo;s duty here is the ongoing one — each financial year an SMSF must report property at market value for its financial statements and audit under SIS Regulation 8.02B. (The widely discussed 1 July 2027 capital gains tax change applies to individuals; it does not apply to SMSFs.)\nOrder a valuation\nWhat makes commercial different from residential # A commercial valuation is a different piece of work from a standard home:\nIncome and lease evidence. The value is driven by the rent, the lease term, the tenant, and who pays outgoings — so the lease is central evidence, not a nice-to-have. Capitalisation rates. Valuers commonly capitalise the property\u0026rsquo;s net income at a market yield (cap rate), then cross-check against sales. A residential valuation rarely works this way. Thinner comparable sales. Commercial and industrial sales are less frequent and less alike, so building a supportable figure takes more analysis. Condition, fit-out and use. Zoning, building condition, tenancy fit-out and mixed-use elements all move the number, which is why an inspection often earns its keep. Because of that, commercial and business real property more often suit an on-site valuation, where the valuer inspects the premises and reviews the lease first-hand.\nBusiness real property leased to a related business # A common SMSF structure is business real property (premises used wholly and exclusively in a business) held by the fund and leased to a related business. That\u0026rsquo;s permitted, but it comes with conditions: the lease must be on genuine arm\u0026rsquo;s-length terms and the rent set at a market rate. Auditors look closely at both the market value and the lease terms, so independent, dated evidence on the value supports the whole arrangement. Where the tenant is a related party, see related-party property valuations for what makes the evidence hold up.\nWhy an independent valuation matters here # Commercial holdings tend to be a material fund asset and are often connected to a related party — exactly the situations where ATO guidance indicates an independent valuation is expected. Trustees can value fund assets using objective, supportable data, so a signed independent valuation is the strongest single piece of evidence, not the only accepted method. For commercial property, where value hinges on lease and income analysis, that independent, audit-ready evidence is the cleanest way through the audit.\nWhen your fund needs one # Every financial year — the market-value report for the accounts and audit under SIS Reg 8.02B. Acquiring business real property from a related party — permitted, but only at market value with proper evidence. A new lease, renewal or rent review with a related tenant. A refinance or borrowing (LRBA), a pension commencing, or the property being a large share of fund assets. An auditor query on last year\u0026rsquo;s value or lease. Cost and scope # Standard commercial cases can run as a desktop assessment (from $299), but premises leased to a related business, or an unusual or higher-value holding, usually suit an on-site valuation (from $690) for the strongest evidence. Indicative; we confirm a fixed price once we see the property. See the full cost breakdown and how to order, and what makes a report ready for accounts and audit.\nOrder # Your request could not be saved. Please try again. Thanks \u0026mdash; we\u0026rsquo;ve received your request. We\u0026rsquo;ll email you shortly with the next steps and a personalised quote. If it doesn\u0026rsquo;t arrive within a business day, please check your spam folder. First name Last name Email address Email will be the main communication channel Phone Property address Australian address \u0026mdash; the property being valued. Who is the valuation for? Individual Trust / partnership SMSF Company Which kind of valuation do you need? Desktop \u0026mdash; no inspection On-site \u0026mdash; a valuer inspects the property Specialist \u0026mdash; complex or unusual property Not sure \u0026mdash; please recommend one If you\u0026rsquo;re unsure, pick the last option \u0026mdash; we\u0026rsquo;ll recommend one in your quote. No payment is taken \u0026mdash; we reply with a fixed quote for your property. By submitting you agree to be contacted about your request.\nWe use your details to prepare your quote, and to arrange and deliver your valuation. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold. We keep property information after your personal details are removed, to improve our valuation reference data. We do not sell your personal information. Your details are handled by our email provider, Brevo, which stores data in the EU. See our Privacy Policy.\nRequest my valuation We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.\nRelated services # Want the background on the annual obligation and how often to value? See an independent guide to SMSF valuation readiness and SIS 8.02B. Accountant or administrator valuing commercial holdings across many funds? A dedicated bulk SMSF valuation service handles that workflow. Common questions # What is an SMSF commercial property valuation? An independent market valuation of commercial or business real property held by your SMSF — an office, shop, warehouse or business premises. It supports the fund's annual accounts and audit (SIS Reg 8.02B) and any related-party or borrowing event. How is a commercial valuation different from residential? Commercial value leans on the lease and the income the property produces, often capitalised at a market yield (cap rate), with thinner comparable sales. That analysis, plus condition and fit-out, is why commercial holdings more often suit an on-site inspection. Does business real property leased to my own business need an independent valuation? The lease must be on arm's-length market terms and the rent at a market rate, and auditors examine both the value and the lease. An independent, dated valuation is the cleanest evidence for the value side; confirm the lease terms with your adviser. Can my SMSF buy business premises from a related party? Business real property used wholly in a business can generally be acquired by the fund — but only at market value with supportable evidence. The acquisition rules are advice territory, so confirm with your SMSF adviser before transacting; we provide the valuation evidence, not the advice. How much does a commercial SMSF valuation cost? Desktop from $299 and on-site from $690. Commercial holdings and premises leased to a related business often suit on-site for the strongest evidence. We confirm a fixed price once we see the property. Is this financial or SMSF advice? No — we provide an independent valuation, not advice about your fund. Confirm valuation timing, lease terms and treatment with your fund's accountant or auditor. General information only — not financial, SMSF or tax advice. Confirm valuation timing, lease terms and audit requirements with your fund\u0026rsquo;s accountant or approved SMSF auditor. Any indicative appraisal is automated and not a certified valuation; the signed valuation is provided separately.\n","date":"16 August 2026","externalUrl":null,"permalink":"/smsf-commercial-property-valuation/","section":"SMSF Property Valuation - Independent \u0026 Audit-Ready","summary":"Commercial property in an SMSF — an office, a shop, a warehouse, or the premises your own business leases from the fund — has to carry a market value in the fund’s books every year, just like a residential holding. What’s different is how that value is built: commercial value leans on the lease and the income the property produces, not comparable house sales alone. This page explains what makes a commercial or business real property valuation different, why an independent one matters, and when your fund needs one.\n","title":"SMSF Commercial Property Valuation - Audit-Ready","type":"page"},{"content":"How much does an SMSF property valuation cost? Our fixed prices are desktop from $299 and on-site from $690. This page explains what sits behind those figures, what pushes a valuation from one scope to the other, and why the first thing to compare is scope, not the headline price.\nWhy this matters for your fund: each financial year an SMSF must report property at market value for the fund\u0026rsquo;s financial statements and audit under SIS Regulation 8.02B. (The 1 July 2027 capital gains tax change applies to individuals, not to SMSFs.) A valuation is recurring fund housekeeping — so a fair fixed price and the right scope matter every year.\nOrder a valuation\nFixed pricing at a glance # Desktop — from $299 On-site — from $690 What\u0026rsquo;s included Records, imagery, comparable sales and anything you provide (lease, prior valuation) Everything in desktop plus a physical internal/external inspection Best SMSF fit Standard residential property; the routine annual update Renovation or damage; unusual property; related-party dealings; a prior auditor query Turnaround Fastest A little longer (site visit) Prices are confirmed as a fixed quote once we see the property.\nWhat drives the cost # Price follows the work the valuer has to do to reach a supportable figure:\nDesktop vs on-site. A physical inspection takes a valuer\u0026rsquo;s time on the ground, so on-site sits above desktop. It earns that premium when the property\u0026rsquo;s condition or scrutiny actually affects the value. Property type and complexity. A standard residential house is quicker to evidence than an unusual, mixed-use or commercial property, or premises leased to a related business. Evidence you already hold. A recent lease, a prior valuation or clear comparable sales can make the valuer\u0026rsquo;s job cleaner. Little or conflicting evidence adds work. Location and comparables. Where recent comparable sales are thin (rural, unique or tightly held markets), building a supportable value takes more effort. Why scope comes first, not price # It\u0026rsquo;s tempting to compare only the dollar figure, but the real question is which scope gives your auditor evidence they can rely on. A cheaper desktop assessment is the right, economical choice for a routine annual update on a standard home. But if the property was renovated, sits in pension phase, is a large share of fund assets, or drew an auditor query last year, an on-site valuation is the better value — it prevents a qualified audit or a re-do, which costs far more than the difference in fee.\nIn other words: match the scope to the risk, then the price takes care of itself. If you\u0026rsquo;re unsure, order the desktop option and note anything unusual — we\u0026rsquo;ll tell you if on-site would give stronger evidence before you commit. For the full step-by-step, see how to order an SMSF property valuation, and for the audit use case see SMSF valuation for accounts and audit.\nCan the fund pay for it? # Valuation fees for fund assets are typically treated as a fund administration expense — your accountant or administrator will confirm the treatment for your fund. That\u0026rsquo;s general information, not advice about your fund.\nOrder # Your request could not be saved. Please try again. Thanks \u0026mdash; we\u0026rsquo;ve received your request. We\u0026rsquo;ll email you shortly with the next steps and a personalised quote. If it doesn\u0026rsquo;t arrive within a business day, please check your spam folder. First name Last name Email address Email will be the main communication channel Phone Property address Australian address \u0026mdash; the property being valued. Who is the valuation for? Individual Trust / partnership SMSF Company Which kind of valuation do you need? Desktop \u0026mdash; no inspection On-site \u0026mdash; a valuer inspects the property Specialist \u0026mdash; complex or unusual property Not sure \u0026mdash; please recommend one If you\u0026rsquo;re unsure, pick the last option \u0026mdash; we\u0026rsquo;ll recommend one in your quote. No payment is taken \u0026mdash; we reply with a fixed quote for your property. By submitting you agree to be contacted about your request.\nWe use your details to prepare your quote, and to arrange and deliver your valuation. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold. We keep property information after your personal details are removed, to improve our valuation reference data. We do not sell your personal information. Your details are handled by our email provider, Brevo, which stores data in the EU. See our Privacy Policy.\nRequest my valuation We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.\nRelated services # New to the annual obligation, or want to check readiness before you spend? See an independent guide to SMSF valuation readiness. Pricing valuations across many funds? A dedicated bulk SMSF valuation service is built for that. Common questions # How much does an SMSF property valuation cost? Fixed price: desktop from $299 and on-site (full inspection) from $690. We confirm the fixed quote and turnaround once we see the property details. Why is on-site more than desktop? On-site includes a physical internal and external inspection, which takes a valuer's time on site. It's worth it where condition, a related-party dealing or auditor scrutiny drives the value; for a routine annual update on a standard home, desktop is usually enough. What makes one valuation cost more than another? The scope (desktop or on-site), the property's type and complexity, how much supporting evidence you already hold, and how readily comparable sales are available in that market. Is the cheapest option always fine for the audit? Not always. The right question is whether the scope gives your auditor evidence they can rely on. For a standard annual update, desktop is fine; where the property is material, renovated, in pension phase or previously queried, on-site is the safer value. Can my SMSF pay the valuation fee? Valuation fees for fund assets are typically a fund administration expense, but your accountant or administrator will confirm the treatment for your fund. General information, not advice. General information only — not financial, SMSF or tax advice. Prices are indicative and confirmed as a fixed quote per property; confirm fee treatment with your fund\u0026rsquo;s accountant. Any indicative appraisal is automated and not a certified valuation; the signed valuation is provided separately.\n","date":"16 August 2026","externalUrl":null,"permalink":"/smsf-property-valuation-cost/","section":"SMSF Property Valuation - Independent \u0026 Audit-Ready","summary":"How much does an SMSF property valuation cost? Our fixed prices are desktop from $299 and on-site from $690. This page explains what sits behind those figures, what pushes a valuation from one scope to the other, and why the first thing to compare is scope, not the headline price.\nWhy this matters for your fund: each financial year an SMSF must report property at market value for the fund’s financial statements and audit under SIS Regulation 8.02B. (The 1 July 2027 capital gains tax change applies to individuals, not to SMSFs.) A valuation is recurring fund housekeeping — so a fair fixed price and the right scope matter every year.\n","title":"SMSF Property Valuation Cost \u0026 What Drives Price","type":"page"},{"content":" How to take and send property photos Good photos help your valuer see the property's condition and features — and for CGT or SMSF valuations they become part of the evidence file. Follow these rules and our system does the rest automatically.\nThe golden rules Send the original photo file — not a WhatsApp or Messenger forward (messaging apps strip the hidden capture data), not a screenshot, and not a photo of a photo. Email attachments, file uploads and AirDrop keep the data intact. Turn location on for your camera before shooting (Settings \u0026rarr; Privacy \u0026rarr; Location \u0026rarr; Camera \u0026rarr; While Using). It stamps where the photo was taken. Any modern phone is fine — iPhone or Android. There is no required brand; what matters is the two rules above. Don't edit the photos — cropping and filter apps overwrite the capture data. Send them as taken. You confirm, you never type — we read the capture details from the file rather than asking you for them, and tell you what we found. If the data is missing you can supply it, and the photo is honestly recorded as \"declared\" rather than \"verified-consistent\". For property owners Shoot the street front, each main room, kitchen and bathrooms, outdoor areas, and anything that affects value — renovations, damage, views. Old photos are welcome for retrospective valuations: original files from your camera roll keep their original dates, which the system reads automatically. Send photos as email attachments to the address we reply from — never through messaging apps, which strip the capture data. What our system checks automatically Reads the photo's embedded capture time and GPS position (when present) — you confirm, never type. Cross-checks the camera clock against satellite time recorded in the same photo. Checks the GPS position is within the property's vicinity. Notes signs of editing software. Freezes every accepted photo with a digital fingerprint at receipt, so any later copy can be checked against it. Photo data supports the valuation evidence file; the valuation itself always rests on the valuer's professional assessment.\n","date":"1 August 2026","externalUrl":null,"permalink":"/photo-guidelines/","section":"SMSF Property Valuation - Independent \u0026 Audit-Ready","summary":" How to take and send property photos Good photos help your valuer see the property's condition and features — and for CGT or SMSF valuations they become part of the evidence file. Follow these rules and our system does the rest automatically.\nThe golden rules Send the original photo file — not a WhatsApp or Messenger forward (messaging apps strip the hidden capture data), not a screenshot, and not a photo of a photo. Email attachments, file uploads and AirDrop keep the data intact. Turn location on for your camera before shooting (Settings → Privacy → Location → Camera → While Using). It stamps where the photo was taken. Any modern phone is fine — iPhone or Android. There is no required brand; what matters is the two rules above. Don't edit the photos — cropping and filter apps overwrite the capture data. Send them as taken. You confirm, you never type — we read the capture details from the file rather than asking you for them, and tell you what we found. If the data is missing you can supply it, and the photo is honestly recorded as \"declared\" rather than \"verified-consistent\". For property owners Shoot the street front, each main room, kitchen and bathrooms, outdoor areas, and anything that affects value — renovations, damage, views. Old photos are welcome for retrospective valuations: original files from your camera roll keep their original dates, which the system reads automatically. Send photos as email attachments to the address we reply from — never through messaging apps, which strip the capture data. What our system checks automatically Reads the photo's embedded capture time and GPS position (when present) — you confirm, never type. Cross-checks the camera clock against satellite time recorded in the same photo. Checks the GPS position is within the property's vicinity. Notes signs of editing software. Freezes every accepted photo with a digital fingerprint at receipt, so any later copy can be checked against it. Photo data supports the valuation evidence file; the valuation itself always rests on the valuer's professional assessment.\n","title":"Property photo guidelines","type":"page"},{"content":"Every year, your self-managed super fund\u0026rsquo;s property has to carry a market value in the fund\u0026rsquo;s books — and that value has to survive the annual audit. This page explains why the annual market value is needed for the accounts, member reporting and the audit, and what makes the evidence audit-ready rather than just a number.\nThe obligation is ongoing, not one-off. Under SIS Regulation 8.02B, an SMSF must report each asset at market value in the fund\u0026rsquo;s financial statements every financial year. (Note: the 1 July 2027 capital gains tax change applies to individuals — it does not apply to SMSFs. Your fund\u0026rsquo;s duty is this annual market-value one, unchanged.)\nOrder a valuation\nWhy the accounts need a market value each year # Three things in an SMSF lean on the property\u0026rsquo;s market value:\nThe financial statements. SIS Reg 8.02B requires fund assets to be reported at market value each financial year, so the balance sheet reflects what the fund actually holds. Member balances and reporting. Each member\u0026rsquo;s balance — and caps and pension calculations that depend on it — is only as accurate as the asset values behind it. Pension and transfer events. Starting a pension, a member exiting, a related-party dealing or a wind-up are all done at market value, so a current, supportable figure protects everyone involved. Why the audit needs supportable evidence # Every SMSF is audited annually by an independent approved SMSF auditor. Property is usually a material asset, so auditors test the value closely. The ATO\u0026rsquo;s guidance is that trustees must use objective and supportable data — not a guess or a round number. Where property is material, in pension phase, or part of a related-party transaction, an independent valuation is commonly expected.\nIf the evidence is weak, the auditor can qualify the audit report and may lodge an Auditor Contravention Report with the ATO — outcomes trustees would rather avoid. Strong, current, independent evidence is the prevention.\nWhat makes evidence audit-ready # Auditors look for three things, and a signed valuation packages all three:\nObjective, supportable data — comparable sales and market evidence, not opinion. A clear methodology — how the valuer reached the figure, and as at what date. Independence from the trustees — the value comes from a qualified valuer, not the people who benefit from it. A signed independent valuation is the strongest single piece of evidence — but it is not the only method the ATO accepts. Trustees may value property themselves using objective, supportable data; the point is that the evidence, not the label, has to stand up. Where property is material or scrutinised, the independent signed report is the cleanest way to make it audit-ready.\nHow often, and when to refresh # Fund assets must be reported at market value every financial year. Auditors typically also expect fresh external evidence periodically — commonly around every three years, or sooner after significant market movement, a renovation, or an event like starting a pension. For a fuller treatment of timing, see an independent guide to how often SMSF property must be valued. When you\u0026rsquo;re ready, see how to order and the cost breakdown.\nOrder # Your request could not be saved. Please try again. Thanks \u0026mdash; we\u0026rsquo;ve received your request. We\u0026rsquo;ll email you shortly with the next steps and a personalised quote. If it doesn\u0026rsquo;t arrive within a business day, please check your spam folder. First name Last name Email address Email will be the main communication channel Phone Property address Australian address \u0026mdash; the property being valued. Who is the valuation for? Individual Trust / partnership SMSF Company Which kind of valuation do you need? Desktop \u0026mdash; no inspection On-site \u0026mdash; a valuer inspects the property Specialist \u0026mdash; complex or unusual property Not sure \u0026mdash; please recommend one If you\u0026rsquo;re unsure, pick the last option \u0026mdash; we\u0026rsquo;ll recommend one in your quote. No payment is taken \u0026mdash; we reply with a fixed quote for your property. By submitting you agree to be contacted about your request.\nWe use your details to prepare your quote, and to arrange and deliver your valuation. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold. We keep property information after your personal details are removed, to improve our valuation reference data. We do not sell your personal information. Your details are handled by our email provider, Brevo, which stores data in the EU. See our Privacy Policy.\nRequest my valuation We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.\nRelated services # Want the full picture of the annual obligation and readiness? See an independent guide to SMSF valuation readiness and SIS 8.02B. Accountant or auditor preparing many funds\u0026rsquo; accounts? A dedicated bulk SMSF valuation service supports that workflow. Common questions # Why does my SMSF need a property valuation for its accounts? SIS Regulation 8.02B requires an SMSF to report each asset at market value in the fund's financial statements every financial year, so the accounts reflect what the fund actually holds. An independent signed valuation supports that figure. Does the audit really require a valuation? The audit requires supportable evidence of market value. The ATO expects objective, supportable data, and where property is material, in pension phase or related-party, an independent valuation is commonly expected. It's the cleanest evidence for the auditor. What makes a valuation audit-ready? Three things: objective, supportable data (comparable sales, not opinion); a clear methodology and valuation date; and independence from the trustees. A signed valuation from a qualified valuer packages all three. Can trustees value the property themselves? ATO guidance allows trustee valuations based on objective and supportable data, so it is one accepted method — but auditors often treat property as material and can lodge a contravention report where evidence is weak. An independent signed valuation is the safest route where property is a large share of fund assets. How often does SMSF property need valuing? Every financial year for market-value reporting under SIS Reg 8.02B. Auditors also typically expect fresh external evidence periodically — often around every three years, or sooner after a renovation, market movement or a pension event. Confirm expectations with your auditor. What happens if the auditor isn\u0026#39;t satisfied with our value? The auditor can qualify the audit report and may lodge an Auditor Contravention Report with the ATO. Current, independent, supportable evidence is the way to prevent that. General information only — not financial, SMSF or tax advice. Confirm valuation timing and audit requirements with your fund\u0026rsquo;s accountant or approved SMSF auditor. Any indicative appraisal is automated and not a certified valuation; the signed valuation is provided separately.\n","date":"31 July 2026","externalUrl":null,"permalink":"/smsf-property-valuation-for-accounts-and-audit/","section":"SMSF Property Valuation - Independent \u0026 Audit-Ready","summary":"Every year, your self-managed super fund’s property has to carry a market value in the fund’s books — and that value has to survive the annual audit. This page explains why the annual market value is needed for the accounts, member reporting and the audit, and what makes the evidence audit-ready rather than just a number.\nThe obligation is ongoing, not one-off. Under SIS Regulation 8.02B, an SMSF must report each asset at market value in the fund’s financial statements every financial year. (Note: the 1 July 2027 capital gains tax change applies to individuals — it does not apply to SMSFs. Your fund’s duty is this annual market-value one, unchanged.)\n","title":"SMSF Property Valuation for Accounts \u0026 Audit","type":"page"}]