How much does an SMSF property valuation cost? Our fixed prices are desktop from $299 and on-site from $690. This page explains what sits behind those figures, what pushes a valuation from one scope to the other, and why the first thing to compare is scope, not the headline price.
Why this matters for your fund: each financial year an SMSF must report property at market value for the fund’s financial statements and audit under SIS Regulation 8.02B. (The 1 July 2027 capital gains tax change applies to individuals, not to SMSFs.) A valuation is recurring fund housekeeping — so a fair fixed price and the right scope matter every year.
Fixed pricing at a glance#
| Desktop — from $299 | On-site — from $690 | |
|---|---|---|
| What’s included | Records, imagery, comparable sales and anything you provide (lease, prior valuation) | Everything in desktop plus a physical internal/external inspection |
| Best SMSF fit | Standard residential property; the routine annual update | Renovation or damage; unusual property; related-party dealings; a prior auditor query |
| Turnaround | Fastest | A little longer (site visit) |
Prices are confirmed as a fixed quote once we see the property.
What drives the cost#
Price follows the work the valuer has to do to reach a supportable figure:
- Desktop vs on-site. A physical inspection takes a valuer’s time on the ground, so on-site sits above desktop. It earns that premium when the property’s condition or scrutiny actually affects the value.
- Property type and complexity. A standard residential house is quicker to evidence than an unusual, mixed-use or commercial property, or premises leased to a related business.
- Evidence you already hold. A recent lease, a prior valuation or clear comparable sales can make the valuer’s job cleaner. Little or conflicting evidence adds work.
- Location and comparables. Where recent comparable sales are thin (rural, unique or tightly held markets), building a supportable value takes more effort.
Why scope comes first, not price#
It’s tempting to compare only the dollar figure, but the real question is which scope gives your auditor evidence they can rely on. A cheaper desktop assessment is the right, economical choice for a routine annual update on a standard home. But if the property was renovated, sits in pension phase, is a large share of fund assets, or drew an auditor query last year, an on-site valuation is the better value — it prevents a qualified audit or a re-do, which costs far more than the difference in fee.
In other words: match the scope to the risk, then the price takes care of itself. If you’re unsure, order the desktop option and note anything unusual — we’ll tell you if on-site would give stronger evidence before you commit. For the full step-by-step, see how to order an SMSF property valuation, and for the audit use case see SMSF valuation for accounts and audit.
Can the fund pay for it?#
Valuation fees for fund assets are typically treated as a fund administration expense — your accountant or administrator will confirm the treatment for your fund. That’s general information, not advice about your fund.
Order#
We use your details to prepare your valuation and to contact you about it. If you engage us, we also create and keep a long-term record of the property's documents and condition as at 30 June 2027, so that you, your accountant, or a valuer you appoint can use it when the property is eventually sold; and we keep property information after your personal details are removed, to improve our valuation reference data. See our privacy policy; you can ask us to delete your details at any time.
Related services#
- New to the annual obligation, or want to check readiness before you spend? See an independent guide to SMSF valuation readiness.
- Pricing valuations across many funds? A dedicated bulk SMSF valuation service is built for that.
Common questions#
How much does an SMSF property valuation cost?
Why is on-site more than desktop?
What makes one valuation cost more than another?
Is the cheapest option always fine for the audit?
Can my SMSF pay the valuation fee?
General information only — not financial, SMSF or tax advice. Prices are indicative and confirmed as a fixed quote per property; confirm fee treatment with your fund’s accountant. Any indicative appraisal is automated and not a certified valuation; the signed valuation is provided separately.